Belcanto Business Studio

Many ways you can do. The first should always be remembered that investment risk is always proportional to their investment. That is, the higher the interest rate or the expected results (or offered), the higher the risk. As for now there are several investment products that can provide a competitive return on investment (not high) but with the risks that were controls (managed). However, there are many investors in Indonesia alone who are not using common sense to invest in products that promise high yields.

Do not ever in terms of a put Eggs in One Basket? Or it can be interpreted if we have a lot of eggs that do not put all your eggs in one basket. So if the basket falls, the eggs will break all. This proverb can also be used in our investments. Because no single type of investment that is 100% safe, then the investment should be made into several baskets (financial products) investments. In the financial world this is known as diversification. Unfortunately there are still many who have misunderstood this diversification.

Investments can be done using investment products offered by financial institutions and non-financial products. Using a combination of these products also help reduce the risk. Some non-financial products that can be used to invest is: Property (house, apartment, shop, kiosk, etc.), Motor Vehicles, Gold / Precious Metals (jewelry and gold pieces / bars), diamonds and precious jewelry, paintings, goods antique, and many other products that can be used.

While financial products including banking products such as savings deposits, time deposits and SBI, capital market products such as stocks, bonds (bonds), mutual funds, insurance products such as whole life and unit linked, foreign exchange (currency), indexes, futures and more investment products are offered both locally and are sold abroad. Then see the profile of each product. Whether the product is high risk, medium, or small. The risk of this product who later adapted to our risk tolerance. And finally use a combination of these products to produce a set of investment products known as the portfolio or portfolios in the Indonesian language. Where the percentage of each product to be used tailored to their respective investment objectives. By using these methods are expected investment risk can be minimized.

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