Belcanto Business Studio

Archive for the ‘Business Strategy’ Category

Many ways you can do. The first should always be remembered that investment risk is always proportional to their investment. That is, the higher the interest rate or the expected results (or offered), the higher the risk. As for now there are several investment products that can provide a competitive return on investment (not high) but with the risks that were controls (managed). However, there are many investors in Indonesia alone who are not using common sense to invest in products that promise high yields.

Do not ever in terms of a put Eggs in One Basket? Or it can be interpreted if we have a lot of eggs that do not put all your eggs in one basket. So if the basket falls, the eggs will break all. This proverb can also be used in our investments. Because no single type of investment that is 100% safe, then the investment should be made into several baskets (financial products) investments. In the financial world this is known as diversification. Unfortunately there are still many who have misunderstood this diversification.

Investments can be done using investment products offered by financial institutions and non-financial products. Using a combination of these products also help reduce the risk. Some non-financial products that can be used to invest is: Property (house, apartment, shop, kiosk, etc.), Motor Vehicles, Gold / Precious Metals (jewelry and gold pieces / bars), diamonds and precious jewelry, paintings, goods antique, and many other products that can be used.

While financial products including banking products such as savings deposits, time deposits and SBI, capital market products such as stocks, bonds (bonds), mutual funds, insurance products such as whole life and unit linked, foreign exchange (currency), indexes, futures and more investment products are offered both locally and are sold abroad. Then see the profile of each product. Whether the product is high risk, medium, or small. The risk of this product who later adapted to our risk tolerance. And finally use a combination of these products to produce a set of investment products known as the portfolio or portfolios in the Indonesian language. Where the percentage of each product to be used tailored to their respective investment objectives. By using these methods are expected investment risk can be minimized.

Economic and Industrial News

Economic and Industrial News; Regional Morning: The majority of Asian stocks rose after Japan’s economy grew faster than previously reported in 1Q. Reinforcement is also driven by strong commodity prices. Mitsubishi UFJ Financial Group Inc., the largest bank by market value Japan, rose by 1% in Tokyo. Toyota Motor Corp.. (+0.3%). Mitsubishi Corp.. (+1.2%). BHP Billiton Ltd.. (+0.2%) In Sydney. Nikkei (+0.3%) 9.464 S & P / ASX 200 (+0.6%) 4.410 Kospi (-0.11%) 1.645 STI (+0.23%) 2.751

Commodity: Crude oil fell for the first time in three days in New York after the Federal Reserve said the U.S. economy in many countries dampen, send a signal that fuel demand may be moderating. Crude oil starts to weaken again after experiencing a 3.3% gain yesterday after U.S. stocks fall in energy and financial sectors in the release of the Fed’s Beige Book survey.

Fed Chairman Ben S. Bernanke said the recovery is not as strong as expected in the face of risk of European debt crisis. Energy Department report showed gasoline supplies are higher than expected. WTI Crude (-0.6%) $ 73.9/barrel Gold (-0.3%) USD 1.230 / t oz CPO (-0.1%) 2.544 RM / MT Nickel (+4.3%) USD 19.270 / MT Tin (+2.4%) USD 16.325 / MT.

Economic: 3 Sectors relaxed for ASEAN investors

Investors from ASEAN countries who wanted to invest in Indonesia are given leeway in the shareholding of foreign investors than the other three sectors in particular. The third sector is the business of loading and unloading of goods (maritime cargo handling services), sea freight business overseas are not included sabotage, golf and leisure businesses. This was stated by Deputy Trade Minister Mahendra Siregar additional rules related to the new Presidential Regulation No.36/2010 listed in the Investment Negative List (DNI) issued by the government today.

Energy: Weighting increase in TDL assessed

After Basic Electricity Tariff rise 10% certainty, the Ministry of Energy and Mineral Resources (EMR) and the House of Representatives Commission VII soon to discuss the weighting scenario examines the increase in TDL per customer classification, determination of the plan related increase in electricity tariff (TDL) starting July this year. Director General of Electricity and Energy Ministry of Energy and Mineral Resources Purnomo said Jacobus ministry has submitted a proposal about the increase in TDL scheme to the Commission VII of DPR.

Economic: Hold LPS at 7% Interest Guarantee

Deposit Guarantee Institution (LPS) provides deposit guarantee a reasonable rate of rupiah deposits in commercial banks the period 15 May 2010 – 14 September 2010 by 7%. Reasonable interest rate foreign currency deposits and deposits amounting to 3.75% in the Rural Bank redemptions of 10.25%. LPS Secretary Fajarprana Ahmad, said the policy was taken in the LPS Board of Commissioners Meeting of LPS.

Energy: OPEC Oil Demand Declines

Although neither the Organization of Petroleum Exporting Countries OPEC see world economic growth would be higher than originally estimated, it does not mean demand for black gold is going to increase. In an official report in June this OPEC, oil demand in the second half of 2010 was not going to go up. Although OPEC expects global growth will be 3.8% or jumped higher than his original prediction of 3.5% in 2010. The reason is that estimated the Greek crisis has far-reaching impact.

Property: Finance minister: Buy Apartment Rupiah Mandatory Use

Finance Minister says Agus Martowadojo obligatory transactions in all regions of Indonesia using dollars. No exceptions to areas that there are many foreigners visiting or residing. But in general that there would be another example like in Batam to buy flowers, but the quote in Singapore dollars.

Europe: A ban on Short Selling of Europe in Door Threshold

Berlin and Paris compact requested ban also shows they have the same vision. Germany and France urged the European Commission to consider a ban on short selling transactions that apply to the whole of Europe. German Chancellor Angela Merkel and French President Nicolas Sarkozy issued a joint statement published by the German government, yesterday in Berlin. They emphasized the importance of strict control of the transparency of short selling transactions on shares and bonds, especially government securities.

Find your passion of the easy things you do. From there you can find your own true potential. Work according to ability or potential, will allow you to perform the task. So that it can reduce the risk of work stress and declining motivation. Therefore, develop all the potential in you, so you can do any task with ease.

Enjoying your job

Try to enjoy your work, because your job to be one process to find a passion. Enjoy everything that becomes your job, do it with total, solve all the problems that impede your work, and develop knowledge related to your current job. From there you can find the passion that you actually looking for. Because passion can be created from a habit that you enjoy.

Define your dreams

Dreams that you specify, it will affect your mindset. If you dream of becoming a successful entrepreneur, then indirectly from now you will be interested to start reading books on entrepreneurship, business training, as well as trying to start a business. So also with the passion, it will form when you have defined goals that actually interest you.

Expand your knowledge

If until now you have not found your passion, you should expand knowledge by reading or trying new experiences. The more knowledge you have, it will be easier for you to find out what makes you always enthusiastic and motivated to do a job.

Work with a total

Do all the work with a total, not just halfway. Show your enthusiasm in doing all tasks, and always focus on your work. Because, in this way can foster your love of the work undertaken at this time.

Maybe so first-motivation tips business for this occasion. Finally, find the passion in your field every job. Because passion can be formed of a long process that you enjoy. Stay focused to achieve goals that become your dream, and never know the word surrender. Hopefully this information, can be an inspiration for you. Regards success.

How to Start a Business?

This question often arises when someone wants to have a business, how to start a business? Actually, how to start a business is easy and free with no charge at all. Requirement is only one, start by having a DREAM. Because the dream you can create amazing business idea, until finally the business idea made into a profitable new business opportunities.

Capitalized with a business idea of ​​a big dream you have, the next stage to start a business can be explained as follows:

1. Determine the business idea will be developed. You should adjust the business to be opened with the abilities, interests or talents that we have, but without leaving the factor market opportunities that exist in society. The number of successful entrepreneurs, because they chose their preferred areas of business. So we will always strive to develop our business, with happy feelings without any saturation or boredom that often arise. Moreover, it can also start a new business that has never existed in the market so impressed unique and interesting, or open a business that has many in the market but has still a large market opportunity.
2. Make your business vision and mission. A business should have a clear vision and mission, goals and measures so that business can terkonsep well to support business development that was built. No matter how small businesses owned, but the purpose of influencing business performance and operating results to be obtained.
3. Action. No matter how good business ideas that we have, will never be a successful business if we do not act soon. Begin your business plan with confidence and perseverance, because running a business to achieve success requires a struggle and a long way with the hard work that must be executed.
4. Always learning and doing observations. Observe successful businessman who has been with the same field with us, if our efforts tergolng watch new management strategies they use. Another important thing that deepen knowledge of all matters relating to the business that we run, so that we can be more innovative products.
5. Face, biological as well as enjoy the obstacles or failures. Building a successful business until it is not easy, the obstacles and risks of failure are almost always overshadows every effort. For that we should have to always think positive about the existing obstacles and failures, because in every difficulty there will be easy if we want to work hard. No we know, in the constriction will increase one’s creativity to find solutions to existing problems. Therefore, the face, biological barriers and enjoy mental effort as it will strengthen our efforts and increase our ability to build business.

The key to the success of starting a business is a bold idea to make our dream become a real business. Never be afraid to fail in starting a business, because every failure will provide valuable lessons for your business move. Regards success.

Increasing Success Motivation Work with Passion

Passion? The definition of passion is an energy that keeps you motivated to do things willingly, without coercion even volunteered to do it without expecting the slightest reward. Usually it appears, because you really love your work.

Now the question, “what you already involves passion in each of your job?” You need to know that the passion, motivation can enhance your work. People who work with passion, will carry out all tasks with enthusiasm, powerful, until the job is complete. Because, they work wholeheartedly without feeling forced at all. They also do all the work with full potential, so that people who use passion used to obtain the best results.

To find a passion, it’s not an easy affair. It takes a long process, until finally someone has just discovered their passion. But that does not mean you can not find the passion in you, because it turned out passion can also be formed when you used to enjoy your work. Here we inform ways of being increased motivation to work with your passion.

Start with your interests

Passion can be found from something you enjoy. Of the things you enjoy, then indirectly will appear motivation to do all things with a total. So there is no workload at all in you, that there are just feeling happy because you can execute the work according to your interests. Even no less a person willing to do something without pay, because of his love for the field.

How to Overcome Business Risk?

Many people argue, that one feature of an entrepreneur that is willing to take risks. The risk out of the comfort zone obtained during this time, and enter into a new zone is filled with uncertainty. But the bottom line is, a successful entrepreneur is not one who dared to take the risk alone. But they also must be able to manage all the risks into a profitable new opportunity.

To start a business is not as easy back your hand. It takes courage and a mature business strategy, before it finally entered the zone of the all of this is uncertain. All business opportunity does have risks, although the level of risk varies owned. There is a unisex business at great risk that the risk is small, but that does not mean these risks can not be addressed and minimized. How to cope with business risks? Here are the steps you need to consider, to reduce the risk.

• Before starting a business, you should do research on possible barriers that arise amid the business trip. That way you can prepare a strategy as early as possible, to anticipate possible barriers that exist. For example, the risk of possible business competition is increasing.
• Choose a business opportunity in accordance with skills and interests you have, do not let you start a business just because it went along with the existing trend. By starting a business in accordance with the skill and interest, at least you have sufficient knowledge and skills to reduce and cope with all the risks that arise in the middle of your trip. Avoid business opportunity that you do not control, is done so you have no difficulty in dealing with all hazards.
• Look for key information about your business success. This can help you to determine what steps can make your business grow, and what steps need not be done to reduce the appearance of unwanted risks.
• Adjust the amount of capital the business you have with the business risks you take. Do not push yourself to take a big risk business opportunity, if you have venture capital is still limited.

BASIC SKILLS MANAGER

A manager must have and be able to develop the skills of the Technical, Human Relations, Conceptual and Decision Making and Time Management.

1. Technical skills

Skills needed to perform specific tasks.

2. Human Relations Skills

Skills to understand and cooperate with others

3. Conceptual skills

Related skills with the ability to think in abstract things, diagnose and analyze different situations and looking far ahead.

4. Decision Making Skills

Ability in problem identification, and determine the best steps to resolve the problem.

5. Time Management Skills

Skills relating to the use of time productively.

MANAGEMENT SKILLS FOR CENTURY TWENTY ONE

In the 21st century managers are required to have an insight into foreign markets and the ability to understand and harness information technology so as to compete in a global environment.

MANAGEMENT AND CORPORATE CULTURE

Corporate culture includes the experiences, stories, beliefs and norms with which characterizes an organization that will assist in creating employment and business climate that occur within an organization.

TYPES OF MANAGERS

Rankings Manager:

Top managers

Managers who are responsible on the board of directors and shareholders for the overall company performance and activity.

Middle managers

Managers responsible for the implementation of policy strategies and decisions made by top managers.

First Line Manager

Managers are directly responsible for employee jobs (supervision)

Management Areas

All levels of management on top of working on different areas within a company, include: Human Resources, Information and Finance, Operations, Marketing.

1. Human Resources Manager on duty: Recruitment, Training, performance evaluation, and Penentukan amount of compensation for employees.

2. Information Manager in charge and responsible related: Design and Implementation of Systems to combine, organize, and distribute information.

3. Finance Manager: Planning and overseeing accounting functions and financial resources.

4. Operations Manager relating to the duties and responsibilities on the system used by companies in production, inventory, and monitoring the quality of goods and services produced.

5. Marketing manager responsible for activities that include development, pricing, promotion and distribution of goods and services from producers to consumers.

PROCESS MANAGEMENT

Include process planning, Direction, and Control of all aspects of the organization: financial, physical, human, sources of information in achieving corporate goals.

PLANNING

Planning is the process of determining what should be done by the company and how best to do so.

ORGANIZING

Management processes in determining the best way in order to manage resources and activities of the organization, thus becoming a coherent structure.

DIRECTION

Process management direction and motivating employees to comply with efforts to achieve organizational goals.

CONTROL

Is a management process that monitors the performance of the organization to ensure accordance with efforts to achieve organizational goals.

Setting Business Goals

Is the formation of the target, in which organizations and managers to measure success and failure of every level of activity.

The purpose of establishing the organization’s objectives:

• Provide direction and guidance to managers at all levels
• Helps companies allocate the resources, the region where is expected to grow as a top priority.\
• Help establish a corporate culture.
• Assist managers in assessing corporate performance.

Various kinds of targets:

The goal of each company is different depending on the purpose and mission, regardless of this, every company has a goal:

a. long-term

Is the goal to be achieved relatively long time that, in general usually 5 years or more in the future.

b. Medium Term

Is the goal to be achieved a relatively short time, usually 1-5 ​​years in general.

Short Term

Are the objectives to be achieved in a relatively short period of time, in general usually less than 1 year.

STRATEGY FORMULATION

Is the creation of an extensive program to set and achieve organizational goals. Step – step strategy formulation:

Strategic Goal Setting.

Strategic goals are long-term goal straight from a corporate mission statement. Once the strategic objectives established companies usually take a process called SWOT analysis (Strength, Weakness, Opportunity and Threat). SWOT is a process of identification and analysis of organizational strengths and weaknesses and environmental opportunities and threats as part of strategy formulation.